Concord, Lake Norman and University City real estate and homes for sale in North Carolina, lake homes, golf course properties, homes with acreage - Neal Pender, REALTOR® Neal Pender REALTOR(r) for Concord, Lake Norman and University City, North Carolina real estate, lake homes, golf course properties, homes with acreage - NUMBER1EXPERT™ Neal Pender NUMBER1EXPERT(tm) for Concord, Lake Norman and University City, North Carolina real estate, lake homes, golf course properties, homes with acreage
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Neal Pender, REALTOR®, real estate agent and broker for Concord, Lake Norman and University City North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Happy Banking

When you have found the perfect home, the search for the perfect loan begins. There are other factors you should consider besides the interest rate and loan fees when you are shopping for a loan. One important issue is the lender's general reputation.

A professional real estate agent can provide you with the names of several mortgage lenders and can help you compare their programs. Some lenders may have great rates, but may have very conservative standards for qualifying customers. Others may be more willing to consider people who are marginally qualified or have less-than-perfect credit histories. Some lenders have local underwriters and can process loans quickly, while others may need extra time to process paperwork. The ordinary consumer deals with only a few mortgage lenders over a lifetime, but real estate agents deal with many lenders every month. Ask your agent to help you match your individual needs to the many offerings in this complicated marketplace.

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Real Estate Trivia
Q 
What does "contingency" mean in real estate?

A 
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."
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For an excellent source with your questions about home loans contact Ben Maynor with JMB Mortgage at 704-549-4848 extension 1.
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Neal Pender, REALTOR®, real estate agent and broker for Concord, Lake Norman and University City North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Neal Pender
Keller Williams Realty
6001 Gateway Center Drive Suite 105
Kannapolis NC 28081
Tel: 704 737-7653
Fax: 704-973-0060
Email: nealpender1@NUMBER1EXPERT.com

Neal Pender CRS, CNHS, Broker in NC/SC (Keller Williams Realty): Real Estate Agent in Concord, Cabarrus County, North Carolina Since 1996, Neal Pender has been a full-time REALTOR helping people with real estate in greater Cabarrus County, Lake Norman and Charlotte. He creates “raving fans” as the result of an intense devotion to customer service. Neal’s clients benefit from his advanced negotiating expertise, trustworthiness and vast market knowledge.

CRS Equal Housing MLS REALTOR


Keller Williams real estate and homes for sale in Concord, Lake Norman and University City North Carolina

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