Concord, Lake Norman and University City real estate and homes for sale in North Carolina, lake homes, golf course properties, homes with acreage - Neal Pender, REALTOR® Neal Pender REALTOR(r) for Concord, Lake Norman and University City, North Carolina real estate, lake homes, golf course properties, homes with acreage - NUMBER1EXPERT™ Neal Pender NUMBER1EXPERT(tm) for Concord, Lake Norman and University City, North Carolina real estate, lake homes, golf course properties, homes with acreage
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Neal Pender, REALTOR®, real estate agent and broker for Concord, Lake Norman and University City North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: (704)737-7653.


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First Time Homebuyers: Concord, Lake Norman and University City North Carolina home buying, real estate listings, and homes for sale in Mecklenburg County, NC
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Concord, Lake Norman and University City real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >A Realistic Evaluation

Your real estate agent's job is to find you the perfect home, in the right location, with all the amenities you want--and at the right price. It is the home inspector's job to find any skeletons in the closet -- or in the plumbing, wiring, roof, basement and beams.

The inspector won't pass or fail a home based on what he or she finds, but will go over the house thoroughly to help you understand the condition of the property you are buying. If there are any serious problems, your inspector can give you a realistic idea of how much the repairs will cost. If there are material defects that were not reflected in the asking price, you will have the opportunity to re-open negotiations with your sellers before you commit to the purchase. A good inspector will also explain the operation of the basic emergency systems such as the main water cut off valve and the circuit breaker box, and will go over items that will need routine maintenance.

If you are buying a house, we recommend that you make a professional home inspector part of your home purchase team.

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Real Estate Trivia
Q 
What are considered the ideal conditions for a buyer's market?

A 
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices.
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Home Loan Counselor
For an excellent source with your questions about home loans contact Ben Maynor with JMB Mortgage at 704-549-4848 extension 1.
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Neal Pender, REALTOR®, real estate agent and broker for Concord, Lake Norman and University City North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Neal Pender
RE/MAX GOLD

6001 Gateway Center Drive Suite 105
Kannapolis NC 28081
Tel: 704 737-7653
Tel: 704 688-5008
Fax: 704-973-0060
Email: nealpender1@NUMBER1EXPERT.com

Neal Pender CRS, CNHS, Broker in NC/SC (RE/MAX Signature Properties): Real Estate Agent in Concord, Cabarrus County, North Carolina Neal Pender is in his tenth year of practicing real estate in greater Cabarrus County, Lake Norman and Charlotte. He creates “raving fans” as the result of an intense devotion to customer service. Neal’s clients benefit from his advanced negotiating expertise, trustworthiness and vast market knowledge.

CRSEqual HousingMLSREALTOR


RE/MAX Signature Properties real estate and homes for sale in Concord, Lake Norman and University City North Carolina

RE/MAX Signature Properties real estate and homes for sale in Concord, Lake Norman and University City North Carolina

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