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**As a Certified Distress Property Expert, I am trained in the procedures and strategies it takes to negotiate a successful short sale transaction. If someone you know is behind in their payments or is about to be and needs advice on solutions to this problem, give me a call or email. I'll gladly discuss their options and get them started toward a way out of this scary situation. My direct line is 704-737-7653 and email: neal.pender@remax.net** We handle real estate in greater Cabarrus County (Concord, Harrisburg, Kannapolis), Lake Norman (Huntersville, Cornelius, Mooresville, Davidson) and greater Charlotte, North Carolina. Since 1996, I've helped first time buyers and sellers, upsizers, downsizers, out of town relocating buyers and sellers, investors and "distressed sellers" (those in danger of foreclosure).
The way we do business is different from most agents. We take a "counselor" approach where we give honest advice about all your options (whether buying or selling) and keep you informed along the way. You won't get a pushy sales pitch from us. Just educated, seasoned advice and negotiating skills working on your behalf. I look forward to helping you and your family. 
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Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Concord, Lake Norman and University City real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Concord, Lake Norman and University City real estate agent, I have the experience and track record you are looking for. Please let me help. - Neal Pender |
Real Estate Contracts >Personal Property
When you purchase a property, it usually includes the land and everything attached to it, such as buildings, trees, shrubs, etc. Most buyers are only interested in purchasing the real estate, not the owner's personal property. What happens when personal property has become a part of the real estate? Is it actually a "fixture" which will now convey to the buyer with the real estate?
There are three tests which usually need to be satisfied. Has the personal property been permanently annexed to the real estate? Is it intended to become part of the real estate? What is the local custom? Fixtures may include shades, heaters, ranges, screens, storm windows, lighting fixtures, etc. To save misunderstanding at the closing--and perhaps the sale--it is important that the seller spell out specifically in the sales agreement what will go to the buyer as part of the property.
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Who is "Freddie Mac", and why is he a big name in real estate?
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"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans. |
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Professional Lawncare with the Personal Touch
Fox Lawncare, by Greg and Lisa Fox, is a locally owned business serving residential and commercial clients. Call at 704-795-2947.
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